Finance for the property move — and the life around it.
Buying, refinancing, investing, bridging, building a business or sorting out a smaller finance need? Start here. Loan Location helps Australians compare lending options, understand the structure and move from “what can I do?” to a clear next step.
Home and property lending
Start with what you are trying to do
You do not need to know the exact loan product before you speak with a broker. The useful starting point is the move: buying, refinancing, investing, using equity, managing a sale and purchase, or changing the way existing debt is structured.
Buying your next home
If you have owned before and are buying somewhere new to live, the finance can involve more than a deposit and a rate. We can help map borrowing power, available equity, sale timing, loan structure and the next purchase before the property search gets too serious.
Explore next-home financeFirst home buyers
Understand deposits, borrowing power, pre-approval, lender options and the steps from first conversation to settlement.
First home buyer loansHome loan refinance
Review your current loan, repayments, features and equity, then compare whether staying put or moving lenders makes more sense.
Explore refinancingInvestment loans
Structure property lending with borrowing capacity, cash flow, equity and the potential next investment in view.
Investment property financeBridging loans
Buying before selling can create a temporary funding gap. Bridging finance may help eligible borrowers coordinate the move.
Understand bridging financeSMSF property loans
Property lending through a self-managed super fund has different structures, lender policies and responsibilities from ordinary home lending.
Explore SMSF property loansFinance beyond the home loan
Sometimes the finance goal is smaller, faster or business-related
Not every lending need belongs inside a mortgage. We also help clients compare options for vehicles, personal borrowing and business finance — while keeping the wider financial picture in view where it matters.
Car loans
Finance for new and used vehicles, with options that can differ from dealer finance depending on the vehicle and borrower.
Explore car financePersonal loans
Structured personal finance for goals such as debt consolidation, home improvements, education, medical costs and major life events.
Explore personal loansSmall business loans
Funding options for business cash flow, equipment, growth and other commercial needs, subject to lender policy and business circumstances.
Explore business financePersonal loan pathways
Looking for finance for a specific purpose?
These pages go deeper into common reasons people consider personal lending, including the trade-offs and alternative funding approaches worth understanding first.
One category. Very different reasons.
A personal loan for debt consolidation is not the same decision as one used for a vehicle, a renovation or an education expense. The purpose, time frame, security, rate, fees and wider financial position can all change which options deserve attention.
Choose the reason that best matches what you are trying to fund and we will take you to the more detailed guide.
How we work
A lending conversation should begin with your situation — not a product brochure
Our role is to understand the outcome you are trying to achieve, organise the information, compare suitable lender options and help manage the application process.
Tell us the goal
Buy, refinance, invest, bridge, consolidate, fund a vehicle or solve another lending need.
Review the position
Income, existing debts, expenses, savings, equity, property details and the information lenders are likely to assess.
Compare the options
Look beyond the headline rate to lender policy, borrowing capacity, features, fees and loan structure.
Manage the application
Help coordinate the paperwork, lender questions, valuation, approval and settlement through to the next step.
Mortgage broker Melbourne — helping Australia-wide
One place to start, with detailed guides when you need them
Loan Location is a Melbourne-based mortgage and finance brokerage helping clients locally and across Australia. We work across owner-occupier home loans, first home buyer finance, refinancing, investment property lending, bridging loans, SMSF property loans, car finance, personal loans and small business lending.
The value of a broker is not simply having a list of lenders. Different lenders can assess the same borrower differently, and the right choice can depend on income type, existing debts, deposit or equity, property type, loan purpose, desired features and what you may want to do after this loan.
That is why this page is designed as a starting point rather than a wall of product detail. Choose the lending goal that fits your situation, read the more specific guide, or start a conversation with a broker if you would rather talk through the moving parts.
Not sure which loan category your situation fits into?
That is completely normal. Start with what you are trying to achieve and we can work backwards from there — including the lending options, structure and next steps that may be worth exploring.
General information only. This page does not take into account your objectives, financial situation or needs and does not constitute legal, tax or financial advice. Loan availability, interest rates, fees, features, lending criteria, serviceability treatment and security requirements vary by lender and can change. Any application remains subject to lender assessment, verification, eligibility and acceptable security. Where tax, superannuation or legal considerations apply, obtain advice from an appropriately qualified professional.