Meet Loan Location

Experienced people. Clear advice. No mystery.

Loan Location is built around a simple idea: finance should be explained clearly, managed carefully and handled by people who understand that the loan is only one part of the bigger picture.

Mortgage broking experience Clear communication Hands-on client support

The team

The people behind Loan Location

Between broking, negotiation, operations and client support, the team brings together experience that covers both the lending decision and the work required to move an application from conversation through to settlement.

Tony Walsh, Director and Mortgage Broker at Loan Location in East Keilor Director | Mortgage Broker

Tony Walsh

Over two decades of experience in sales, negotiation and client advisory, with mortgage broking experience since 2017.

Janice Cheong, Mortgage Broker at Loan Location, based in East Keilor Mortgage Broker

Janice Cheong

More than 10 years across finance and asset lending, with a clear and transparent approach to mortgage broking since 2019.

Denise Walsh, Operations and Client Support Manager at Loan Location Operations & Client Support

Denise Walsh

More than 20 years supporting senior executives and managing complex operations across large organisations.

Tony Walsh, Director and Mortgage Broker at Loan Location in East Keilor
Director | Mortgage Broker

Tony Walsh

Tony Walsh has over two decades of experience in sales, negotiation and client advisory, beginning his career in 2001 and transitioning into mortgage broking in 2017.

As founder of Loan Location, Tony specialises in home loans, refinancing, debt consolidation and property finance.

Tony entered the mortgage industry during one of its most challenging periods, navigating the Royal Commission, COVID-19 and ongoing regulatory change. Rather than stepping back, he continued to adapt and refine his approach.

With a strong background in high-pressure environments, Tony brings advanced negotiation skills and structured thinking to every lending scenario, helping clients make confident, well-informed decisions.

Janice Cheong, Mortgage Broker at Loan Location, based in East Keilor
Mortgage Broker

Janice Cheong

Janice brings over 10 years’ experience across finance and asset lending and has been a mortgage broker since 2019.

She works closely with first home buyers, upgraders and investors, taking a clear and transparent approach to every loan she structures.

Known for her approachable style, Janice takes the time to explain lending options clearly and supports clients through each stage of the loan process, from application through to settlement.

Denise Walsh, Operations and Client Support Manager at Loan Location
Operations & Client Support Manager

Denise Walsh

Denise Walsh brings more than 20 years of experience supporting senior executives and managing complex operations across global organisations, including Ericsson Australia where she worked closely with three Chief Executive Officers.

In 2022, Denise joined Loan Location, applying her leadership background, attention to detail and client-first approach to the finance industry. She plays a key role in supporting brokers and clients through every stage of the lending process.

Known for her calm, highly capable style and love of structure, Denise thrives in fast-paced environments where precision and consistency matter. She helps ensure every application is managed smoothly, professionally and with care.

Client experiences

Don’t just take our word for it.

Clear advice matters, but so does what the process actually feels like. Here’s what clients have said about working with the Loan Location team.

★★★★★
Google Review
“Tony was a great support throughout the whole process of purchasing my home, he always makes himself available to you, and nothing is too much trouble, I highly recommend.”
Debra Osborne 5-star Google review
★★★★★
Google Review
“Tony was absolutely amazing! Very helpful, very knowledgeable and made the whole process for me and wife so easy. Would highly recommend him and he’s team to everyone!”
Stefan Zriek 5-star Google review
★★★★★
Google Review
“Tony and the team have always been wonderful to work with. They provide great service, are professional, responsive, and make the whole process smooth and stress-free. Highly recommended.”
Janhavi Gohil 5-star Google review
★★★★★
Google Review
“Fantastic experience with Tony and the team at Loan Location. Amazing customer service and outstanding knowledge. Thanks Tony for making the process as seamless as possible. Would highly recommend!”
Vanessa Abdelwahab 5-star Google review
★★★★★
Google Review
“Tony and the team were amazing. Always available to help and answer all questions. Best personalized service with all things loans.”
bestbookbits 5-star Google review
★★★★★
Google Review
“Tony was very professional, honest and helpful and I highly recommend his services.”
Katie Hayes 5-star Google review
★★★★★
Google Review
“Excellent service from Loan Location, especially Tony. Professional, responsive, and made the whole loan process simple and stress-free. Highly recommended.”
Gabi El-Achkouti 5-star Google review
★★★★★
Google Review
“2nd time dealing with Janice. Made applying for car loan so easy and quick. Highly recommend Janice for all your loan needs.”
Liz Meade 5-star Google review
★★★★★
Google Review
“Tony and Janice have been absolutely phenomenal! The team helped me through my first home purchase, 110% recommend!”
Dan Pluckrose 5-star Google review
★★★★★
Google Review
“It is always a pleasure to work with Tony and his team. They make the process for loan application and refinancing streamlined and stress free. I would recommend Loan Locations for anyone”
Melissa K 5-star Google review
★★★★★
Google Review
“Tony and Janice were a pleasure to deal with. They are both experts in what they do. I highly recommend them.”
Steve Javier 5-star Google review
★★★★★
Google Review
“Tony and his team are great at what they do. Smooth from start to finish and provide lots of information and updates throughout the entirety of the loan process.”
Dinc Uysal 5-star Google review
★★★★★
Google Review
“We just recently bought our second property with Tony, Janice and the team at Loan Location. Amazing service as always, if lucky enough we would buy every property we can with them!”
C M 5-star Google review
★★★★★
Google Review
“Absolutely amazing broker! Tony and his team helped us through the process of buying our first home. Everything went smooth as, communication was excellent, this is more than 5 star review :)”
Slawomir Stepaniak 5-star Google review
★★★★★
Google Review
“Tony is always a great help with refinancing! This is our 4th year using Tony and associates for all our refinancing needs and we cannot fault him.”
Libby Potter 5-star Google review

How we work

Different roles, one client experience

A strong lending experience is not just about finding a lender. It also depends on communication, preparation, negotiation, document management and making sure each step is handled properly.

01
Clear explanations We explain the options and the process in plain language so you know what is happening and why.
02
Structured support From initial conversation through to settlement, the application is managed with attention to detail.
03
Longer-term thinking The goal is not simply to get an approval — it is to help structure lending that makes sense for the next step as well.

Ready to talk through your next move?

Whether you are buying, refinancing, investing or simply trying to work out what your options are, the Loan Location team can help you understand the lending position and what comes next.

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