Super In Australia, superannuation (or “super” for short) is a mandatory retirement savings plan that all employees must contribute to. For those who are self-employed or do not have an employer-sponsored retirement plan, smsf (self-managed super fund) is a popular way to save for retirement. In recent years, smsf has also become a popular option […]
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If you are a first-time home buyer in Australia, there is some good news for you – the Australian government offers a First Home Buyers Grant to help make your dream of homeownership a reality! This grant provides eligible buyers with financial assistance to purchase or build their first home. In this blog post, we
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When you’re looking for a loan, it’s important to know what the approval process looks like. There are three levels of approval that you can go through: individual, broker, and bank. Each one has its own benefits and drawbacks. In this blog post, we’ll discuss each level in detail and help you figure out which
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Buying a home? So you’re thinking of buying a house? Applying for a home loan can be a little daunting, but if you have all your ducks in a row it will be smooth sailing. Here are 10 things you need to have ready before applying for that home loan! 1. Your Credit Score: Before
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Building a home? What is a low doc loan? A low doc loan, also known as a “low documentation” loan, is a type of mortgage that requires less paperwork than a traditional mortgage. This can be useful for self-employed or company owners who may not have the same level of documentation available to them as
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Building a home? If you’re in the market for a new home, there’s a good chance you’ll need to take out a construction loan. This type of loan allows you to borrow money specifically for the purpose of building or renovating a property. It can be a great option for those who want to build
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Equity Loans An equity loan is a type of secured loan where the borrower uses their property as security. The equity in the property is used to provide the security for the loan and can be used to release cash which can be used for any purpose. An equity loan can be a great way
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The concept of joint tenancy If you are a property owner in Australia, it is important to understand the concept of joint tenancy. This term applies to a situation where two or more people own a property together. In most cases, joint tenants have an equal share in the property. If one of the joint
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What is an amortising loan An amortising loan is a type of loan where the borrower pays off the principal and interest in regular installments over a period of time. This differs from a balloon payment, which is a type of loan where the borrower only pays off the interest during the term of the
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Asset, Liability or Equity Is Mortgage Asset or Liability? When it comes to mortgages, there is a lot of confusion about what exactly they are. Are they an asset? A liability? Equity? In this blog post, we will clear up the confusion and explain what a mortgage really is. We will also discuss whether or
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Get the best deal possible If you’re looking for a home loan with a low interest rate, you’ve come to the right place! Loan Location can offer you a refinance home loan with rates as low as 3.99% and a 4.44% comparison rate. You can be sure you’re getting the best deal possible as we
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In the market for a new mortgage? Are you in the market to refinance your mortgage? If so, you may be eligible for a cash-back reward from Australia’s leading mortgage brokers. Depending on the size of your mortgage, you could receive up to $4,000 in cash-back rewards! There are also lenders that pay a cash
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You’re paying too much! If you’re like most homeowners in Australia, you’re probably paying too much for your mortgage. The average interest rate on a home loan is around 5%, but many people are able to get refinance with interest rates as low as 3.99%. That’s a huge difference! In this blog post, we’ll discuss
Get a Refinance Today and Save Thousands on Your Mortgage Read More »
New Year, new resolution! The new year is a time for resolutions and fresh starts. If one of your New Year’s resolutions is to get your debt under control, debt consolidation may be the right solution for you. Consolidating your debt can help you save money on interest payments and get out of debt faster.
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If you are looking for a short-term loan to bridge the gap between two longer-term loans, then you may be interested in bridging finance. Bridging finance is a type of short-term loan that can help you cover expenses or make a purchase before you have the money to do so. It is a popular option
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What You Need to Know About Capital Gains Taxes in Australia? When you sell an asset for more than you paid for it, you make a capital gain. This capital gain is taxable in Australia, and the tax rate depends on how long you held the asset before selling it. In this blog post, we
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If you’re looking for a new home in Australia, you’ll need the help of a broker. A broker is someone who can help you find the right property and negotiate the best deal possible. They have years of experience in the real estate market and know how to get the best deals for their clients.
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The Bad Rep Mortgage brokers have been given a bad rap over the years. People seem to think that they are expensive and not worth it. However, this is a misconception. In Australia, mortgage brokers are actually free to use and can save you a lot of money in the long run. Here we will
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The Announcement The Reserve Bank of Australia has today announced it will lift the cash rate target by 25 basis points, taking it to a level not seen in 10 years. This is the eighth consecutive increase, and means the average borrower with a $500 000 mortgage would now have to find an extra $75
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Debt Consolidation Debt consolidation is a process that allows you to merge all of your debt payments into one single monthly payment. This can be helpful for people who are struggling to keep up with multiple debt payments each month. It can also be helpful for people who are looking to save money on interest
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What Is Residential Lending? It might seem like a simple question, but it’s not always easy to find a clear answer. That’s because residential lending can mean different things to different people. In general, though, residential lending refers to the process of giving money to someone in order to buy a house. It’s an important
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A reverse mortgage can be a great way to unlock the equity in your home. You can use it to pay for a variety of expenses, including medical bills, repairs, or even retirement costs. In this blog post, we will discuss what reverse mortgages are and how they work. We will also talk about the
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How to Get an Investment Property in 10 Steps: Investing in an investment property can be a great way to secure your financial future. However, getting an investment property can be difficult – especially if you don’t know where to start. In this blog post, we will outline 10 steps that will help you get the
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Are mortgage calculators accurate? When it comes to mortgages, there is a lot of information to take in. This can be confusing for some people, which is why mortgage calculators are so popular. However, are these calculators accurate? Or are you better off working with a mortgage broker? In this blog post, we will take
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What is the difference between alt lenders and major lenders? Firstly, when you’re looking for a loan, it’s important to compare your options. Major lenders, such as banks and credit unions, offer some of the lowest interest rates around. However, alternative lenders are becoming more popular due to their faster processing times and less stringent
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They can find you a loan that meets your needs. Is it easier to get approved for a mortgage through a broker? Mortgage brokers understand the different types of mortgages and lenders. They can find you a loan that meets your needs. Furthermore, They can also help you figure out how much money you’ll need
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Take the first step towards a future in your own home. Whether it's a new purchase or a renovation, we offer loans tailored to bring your visions to life – quickly and easily. Embrace the journey to your dream home. It's just a few clicks away.
