RBA Update • August 2026 • Home Loans The RBA hit pause — but it hasn’t hit reverse. On 11 August 2026, the RBA cash rate was left unchanged at 4.35%. For mortgage holders, that’s certainly better news than another increase. But borrowers shouldn’t mistake a pause for the end of Australia’s interest-rate cycle. Inflation […]
The RBA Hit Pause — But It Hasn’t Hit Reverse Read More »
Loan Location • New Tools • Mortgage Calculators We’ve been rebuilding Loan Location — and there are some very useful new tools to play with We have been giving the Loan Location website a fairly serious overhaul — not just changing colours and moving buttons around, but building better ways to explain home loans, understand
Meet the New Loan Location: Smarter Mortgage Tools, Calculators & Guides Read More »
First Home Buyers • 5% Deposit Scheme • Liberty Financial Liberty has joined the 5% Deposit Scheme — but does that mean bad credit is accepted? Liberty Financial has become the first non-bank lender to join the Australian Government 5% Deposit Scheme, giving eligible buyers another potential path into the property market. However, the announcement
Liberty Joins the 5% Deposit Scheme — But Does It Mean Bad Credit Is Accepted? Read More »
Home Loans • Offset Accounts • Borrower Protection Is your offset account actually linked to your home loan? An offset account can be one of the most useful features attached to a home loan. Money held in the account can reduce the balance on which the lender calculates interest. As a result, you may pay
Is Your Offset Account Actually Linked to Your Home Loan? Read More »
First Home Buyers • Affordability • Government Support Home ownership feels further away — but the 5% Deposit Scheme is quietly getting people in sooner A growing number of Australians are stepping back from buying, with more people shifting from “not yet” to “never”. And when the headlines are full of rate hikes and higher
How First Home Buyers Can Still Buy with a 5% Deposit Read More »