Pre-Approval • Property Security • Home Buying Property Declined After Pre Approval? Why Pre-Approved Doesn’t Mean Every Property Is Approved A property declined after pre approval can come as a nasty surprise. You may already know roughly how much a lender is prepared to lend, but the actual property still needs to meet the lender’s
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Home Loan Pre-Approval • House Hunting • Buying Property Your Home Loan Pre-Approval Has an Expiry Date — Here’s What Can Change Before You Buy Getting home loan pre-approval can make the property search much easier. You have an indication of what a lender may be prepared to lend and a clearer price range to
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First Home Buyers • Housing Market • August 2026 First Home Buyers in 2026: Are Investors Finally Stepping Back? Something interesting is happening in Australian home lending. Mortgage activity has slowed, investor borrowing has fallen sharply, and first home buyers are proving more resilient than many expected. In Victoria, the change is even more noticeable.
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Buying a Home • Conveyancing • Australian Property What does a conveyancer actually do when you buy a home? Buying a home comes with a small army of people: the real estate agent, your mortgage broker, the lender, perhaps a building inspector — and then someone asks whether you’ve sent the contract to your conveyancer.
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Home Loans • Lender Policy • Broker Strategy One bank said no. That isn’t necessarily the end. Different lenders can look at the same borrower and reach different conclusions. The trick isn’t applying everywhere and hoping for the best. It’s understanding why one lender doesn’t fit — and knowing where to look next. Book a
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First Home Buyers • 5% Deposit Scheme • Liberty Financial Liberty has joined the 5% Deposit Scheme — but does that mean bad credit is accepted? Liberty Financial has become the first non-bank lender to join the Australian Government 5% Deposit Scheme, giving eligible buyers another potential path into the property market. However, the announcement
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First-Home Buyers • Falling Property Prices • Buying Opportunity Are We Near the Bottom? Why First-Home Buyers Should Start Looking Now Australian property prices are falling across more cities, buyer competition has weakened and some sellers are becoming more flexible. For first-home buyers who have spent years watching the market run away from them, the
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First Home Buyers • Affordability • Government Support Home ownership feels further away — but the 5% Deposit Scheme is quietly getting people in sooner A growing number of Australians are stepping back from buying, with more people shifting from “not yet” to “never”. And when the headlines are full of rate hikes and higher
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