Property Market • Melbourne Units • Investor Risk Why Melbourne units can be a risky investment — and what buyers need to look out for For years, Melbourne units have been marketed as the affordable way into property investing. Lower entry prices, inner-city locations and strong rental demand have made them look appealing on paper. […]
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First Home Buyers • Affordability • Government Support Home ownership feels further away — but the 5% Deposit Scheme is quietly getting people in sooner A growing number of Australians are stepping back from buying, with more people shifting from “not yet” to “never”. And when the headlines are full of rate hikes and higher
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Interest Rates • Budgeting • Mortgage Strategy RBA says most households can handle higher rates — but here’s the part borrowers should not ignore In its March 2026 Financial Stability Review, the RBA said most borrowers are generally well placed to cope with higher repayments as rate hikes accumulate. That’s reassuring — but the RBA
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Interest Rates • Refinance • Mortgage Strategy Westpac now tips the cash rate could hit 4.85% in 2026. What that means for borrowers. Westpac has revised its rate track higher again, now forecasting additional 25bp hikes beyond May — including moves in June and August — which would take the peak cash rate to 4.85%.
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Interest Rates • Refinance • Mortgage Strategy Fixed rates are moving fast again. Here’s why acting now matters. If you’ve been considering fixing part (or all) of your home loan, the last few weeks have made one thing clear: fixed rates are stepping up — and they can change without much warning. This post breaks
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Interest Rates • RBA • Mortgage Strategy RBA Minutes Hint Rates May Need To Go Higher — What It Could Mean For Melbourne Borrowers Fresh RBA minutes show the Bank is questioning whether policy is still “restrictive” — and the majors are broadly tipping at least one more hike in 2026. If you’ve got a
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Market update • February 2026 Are More RBA Rate Rises Coming in 2026? Here’s How to Get Ahead of Them The RBA has lifted the cash rate — and the question on everyone’s mind is whether this is a one-off or the start of more increases. Here’s what the RBA is watching, what forecasts are
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Home loan guide • Updated for the RBA decision on 3 February 2026 To Fix or Not to Fix? (That Is the Question) — What the 2026 RBA Rate Hike Means for Your Home Loan The RBA lifted the cash rate by 0.25% to 3.85%. If you’re sitting on a variable rate that’s drifted into
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Market update • 3 February 2026 RBA Rate Hike: What It Means for Your Home Loan (and Why It’s Time to Check Your Rate) The Reserve Bank of Australia (RBA) has lifted the cash rate by 0.25% to 3.85%. If you’ve got a home loan — especially a variable one — this is your cue
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