RBA • Interest Rates • September 2026 RBA Interest Rate September 2026: Are Rates About to Rise Again? RBA interest rate September 2026 speculation is building quickly. Australia has already had three cash-rate increases this year, yet financial markets are again assigning a meaningful chance to another rise at the Reserve Bank’s meeting on 28–29
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Home Loan Rates 2026 • Refinancing • Bank Competition Your Bank Raised Your Rate — So Why Are Lenders Cutting Rates for New Customers? Home loan rates in 2026 are doing something that looks completely backwards. Existing borrowers have absorbed the RBA rate rises, yet lenders are also cutting selected rates to attract new customers.
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Australian Mortgages • August 2026 • Home Loan Market Home loan applications are falling. But what exactly did the banks expect? Home loan applications are falling sharply across Australia, with the country’s major banks reporting significant declines in new mortgage applications. NAB is down around 15%, CBA around 15%, ANZ around 12% and Westpac around
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RBA Update • August 2026 • Home Loans The RBA hit pause — but it hasn’t hit reverse. On 11 August 2026, the RBA cash rate was left unchanged at 4.35%. For mortgage holders, that’s certainly better news than another increase. But borrowers shouldn’t mistake a pause for the end of Australia’s interest-rate cycle. Inflation
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Refinancing • Home Loan Rates • Existing Borrowers Your Bank May Have Cut Home Loan Rates — But Did Your Rate Change? Australian lenders are competing hard for new home loan customers. Yet many loyal borrowers are still paying their old rate while sharper home loan refinance rates are reserved for the next customer walking
Your Bank May Have Cut Home Loan Rates — But Did Your Rate Change? Read More »
Interest Rates • Refinance • Mortgage Strategy Fixed rates are moving fast again. Here’s why acting now matters. If you’ve been considering fixing part (or all) of your home loan, the last few weeks have made one thing clear: fixed rates are stepping up — and they can change without much warning. This post breaks
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Interest Rates • RBA • Mortgage Strategy RBA Minutes Hint Rates May Need To Go Higher — What It Could Mean For Melbourne Borrowers Fresh RBA minutes show the Bank is questioning whether policy is still “restrictive” — and the majors are broadly tipping at least one more hike in 2026. If you’ve got a
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Market update • 3 February 2026 RBA Rate Hike: What It Means for Your Home Loan (and Why It’s Time to Check Your Rate) The Reserve Bank of Australia (RBA) has lifted the cash rate by 0.25% to 3.85%. If you’ve got a home loan — especially a variable one — this is your cue
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