RBA Update • August 2026 • Home Loans The RBA hit pause — but it hasn’t hit reverse. On 11 August 2026, the RBA cash rate was left unchanged at 4.35%. For mortgage holders, that’s certainly better news than another increase. But borrowers shouldn’t mistake a pause for the end of Australia’s interest-rate cycle. Inflation […]
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Refinancing • Home Loan Rates • Existing Borrowers Your Bank May Have Cut Home Loan Rates — But Did Your Rate Change? Australian lenders are competing hard for new home loan customers. Yet many loyal borrowers are still paying their old rate while sharper home loan refinance rates are reserved for the next customer walking
Your Bank May Have Cut Home Loan Rates — But Did Your Rate Change? Read More »
Interest Rates • Refinance • Mortgage Strategy Fixed rates are moving fast again. Here’s why acting now matters. If you’ve been considering fixing part (or all) of your home loan, the last few weeks have made one thing clear: fixed rates are stepping up — and they can change without much warning. This post breaks
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Interest Rates • RBA • Mortgage Strategy RBA Minutes Hint Rates May Need To Go Higher — What It Could Mean For Melbourne Borrowers Fresh RBA minutes show the Bank is questioning whether policy is still “restrictive” — and the majors are broadly tipping at least one more hike in 2026. If you’ve got a
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Market update • 3 February 2026 RBA Rate Hike: What It Means for Your Home Loan (and Why It’s Time to Check Your Rate) The Reserve Bank of Australia (RBA) has lifted the cash rate by 0.25% to 3.85%. If you’ve got a home loan — especially a variable one — this is your cue
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