RBA • Interest Rates • September 2026 RBA Interest Rate September 2026: Are Rates About to Rise Again? RBA interest rate September 2026 speculation is building quickly. Australia has already had three cash-rate increases this year, yet financial markets are again assigning a meaningful chance to another rise at the Reserve Bank’s meeting on 28–29
RBA Interest Rate September 2026: Will Rates Rise Again? Read More »
Home Loan Rates 2026 • Refinancing • Bank Competition Your Bank Raised Your Rate — So Why Are Lenders Cutting Rates for New Customers? Home loan rates in 2026 are doing something that looks completely backwards. Existing borrowers have absorbed the RBA rate rises, yet lenders are also cutting selected rates to attract new customers.
Home Loan Rates 2026: Why New Customers Get Better Deals Read More »
Australian Mortgages • August 2026 • Home Loan Market Home loan applications are falling. But what exactly did the banks expect? Home loan applications are falling sharply across Australia, with the country’s major banks reporting significant declines in new mortgage applications. NAB is down around 15%, CBA around 15%, ANZ around 12% and Westpac around
Home Loan Applications Are Falling — But What Did the Banks Expect? Read More »
Refinancing • Home Loan Rates • Existing Borrowers Your Bank May Have Cut Home Loan Rates — But Did Your Rate Change? Australian lenders are competing hard for new home loan customers. Yet many loyal borrowers are still paying their old rate while sharper home loan refinance rates are reserved for the next customer walking
Your Bank May Have Cut Home Loan Rates — But Did Your Rate Change? Read More »
Australian Inflation • Interest Rates • Home Loans Australia’s inflation rate has fallen to 3.8% — what could happen next? Australia’s annual inflation rate eased to 3.8% in June 2026, down from 4.0% in May and 4.6% in March. For mortgage holders, that is a welcome change in direction after renewed inflation pressure pushed the
Australia’s Inflation Rate Has Fallen to 3.8% — What Happens to Interest Rates Next? Read More »
Interest Rates • Refinance • Mortgage Strategy Westpac now tips the cash rate could hit 4.85% in 2026. What that means for borrowers. Westpac has revised its rate track higher again, now forecasting additional 25bp hikes beyond May — including moves in June and August — which would take the peak cash rate to 4.85%.
Cash Rate to 4.85% in 2026? Read More »