Mortgage Brokers • Australian Home Loans • Loan Location Journey Mortgage Broker Market Share Australia: From 55.7% to a Record 81.6% Mortgage broker market share Australia has changed dramatically since I started broking in 2017. Back then, brokers facilitated 55.7% of new residential home loans. In the June 2026 quarter, that figure reached a record
Mortgage Broker Market Share Australia: 55.7% to 81.6% Read More »
Mortgage Scams • Loan Scams • Identity Protection Mortgage Scams in Australia: How to Know You’re Really Talking to Your Bank or Broker Mortgage scams in Australia are not always obvious. A fake lender or broker can have a convincing website, professional-looking documents, an Australian phone number and even real business or licence details copied
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Pre-Approval • Property Security • Home Buying Property Declined After Pre Approval? Why Pre-Approved Doesn’t Mean Every Property Is Approved A property declined after pre approval can come as a nasty surprise. You may already know roughly how much a lender is prepared to lend, but the actual property still needs to meet the lender’s
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Property Valuations • Home Loans • LVR Why the Bank’s Property Valuation Can Be Different From What Your Home Is Worth Online An online property estimate says $950,000. A real estate agent thinks it could sell for $980,000. You believe it is worth around $1 million. Then the lender values it at $900,000. That does
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Home Loan Pre-Approval • House Hunting • Buying Property Your Home Loan Pre-Approval Has an Expiry Date — Here’s What Can Change Before You Buy Getting home loan pre-approval can make the property search much easier. You have an indication of what a lender may be prepared to lend and a clearer price range to
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Buying a Home • Conveyancing • Australian Property What does a conveyancer actually do when you buy a home? Buying a home comes with a small army of people: the real estate agent, your mortgage broker, the lender, perhaps a building inspector — and then someone asks whether you’ve sent the contract to your conveyancer.
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Home Loans • Repayments • New Calculator Where does your mortgage repayment actually go? You make a home loan repayment every month, but the amount leaving your bank account is only half the story. Some pays interest. Some reduces the loan itself. And over time, the balance between the two can change dramatically. Our new
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Loan Location • New Tools • Mortgage Calculators We’ve been rebuilding Loan Location — and there are some very useful new tools to play with We have been giving the Loan Location website a fairly serious overhaul — not just changing colours and moving buttons around, but building better ways to explain home loans, understand
Meet the New Loan Location: Smarter Mortgage Tools, Calculators & Guides Read More »