Mortgage News

First home buyers holding house keys outside their new Australian home after using a low deposit home loan

Liberty Joins the 5% Deposit Scheme — But Does It Mean Bad Credit Is Accepted?

First Home Buyer, Home Loan, Mortgage News

First Home Buyers • 5% Deposit Scheme • Liberty Financial Liberty has joined the 5% Deposit Scheme — but does that mean bad credit is accepted? Liberty Financial has become the first non-bank lender to join the Australian Government 5% Deposit Scheme, giving eligible buyers another potential path into the property market. However, the announcement […]

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Australia inflation rate falls to 3.8% in 2026, with a downward CPI chart, Australian home and interest-rate imagery.

Australia’s Inflation Rate Has Fallen to 3.8% — What Happens to Interest Rates Next?

interest rates, Mortgage News, rba

Australian Inflation • Interest Rates • Home Loans Australia’s inflation rate has fallen to 3.8% — what could happen next? Australia’s annual inflation rate eased to 3.8% in June 2026, down from 4.0% in May and 4.6% in March. For mortgage holders, that is a welcome change in direction after renewed inflation pressure pushed the

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SMSF property investment documents, calculator, laptop and house model representing the 2026 superannuation changes

SMSF Changes from July 2026: What Property Investors Need to Reconsider

Investors, Mortgage News, Property Investing, SMSF Lending, Tax

SMSF Property • Superannuation Changes • Investment Strategy SMSF changes from July 2026: what property investors need to reconsider Several important superannuation changes commenced on 1 July 2026, including new tax rules for people with larger super balances and the introduction of payday super. For SMSF property investors, the changes make it even more important

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Australian property investor reviewing the financial impact of negative gearing changes

Negative Gearing Changes: What You Need to Know

Investors, Mortgage News, Property Investing, Tax

Property Investment • Tax Changes • Investor Cash Flow Negative gearing changes in Australia: what property investors need to know Australia has introduced major changes to the tax treatment of residential property losses. From 1 July 2027, many investors who buy an established property after the Government’s cutoff can no longer use that property’s net

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