Property Valuations • Home Loans • LVR Why the Bank’s Property Valuation Can Be Different From What Your Home Is Worth Online An online property estimate says $950,000. A real estate agent thinks it could sell for $980,000. You believe it is worth around $1 million. Then the lender values it at $900,000. That does
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Falling Property Prices • Home Equity • Refinancing Falling Property Prices: What They Actually Mean for Your Home Loan Australian property prices are falling again, with Sydney and Melbourne leading the recent declines. But a lower property value does not mean the same thing for every homeowner. If you are staying put and comfortably paying
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First Home Buyers • Housing Market • August 2026 First Home Buyers in 2026: Are Investors Finally Stepping Back? Something interesting is happening in Australian home lending. Mortgage activity has slowed, investor borrowing has fallen sharply, and first home buyers are proving more resilient than many expected. In Victoria, the change is even more noticeable.
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First-Home Buyers • Falling Property Prices • Buying Opportunity Are We Near the Bottom? Why First-Home Buyers Should Start Looking Now Australian property prices are falling across more cities, buyer competition has weakened and some sellers are becoming more flexible. For first-home buyers who have spent years watching the market run away from them, the
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