When you’re looking for a loan, it’s important to know what the approval process looks like. There are three levels of approval that you can go through: individual, broker, and bank. Each one has its own benefits and drawbacks. In this blog post, we’ll discuss each level in detail and help you figure out which […]
3 Levels of Approval for Australian Loans Read More »
Buying a home? So you’re thinking of buying a house? Applying for a home loan can be a little daunting, but if you have all your ducks in a row it will be smooth sailing. Here are 10 things you need to have ready before applying for that home loan! 1. Your Credit Score: Before
10 Things You Need to Have Ready Before Applying for a Home Loan Read More »
Building a home? What is a low doc loan? A low doc loan, also known as a “low documentation” loan, is a type of mortgage that requires less paperwork than a traditional mortgage. This can be useful for self-employed or company owners who may not have the same level of documentation available to them as
What Is a Low Doc Loan? Read More »
What is your property worth? If you’re like most Australians, you own at least one property. And if you’re like most Australians, you’ve probably wondered what your property is worth. Luckily, there’s a simple way to find out! In this blog post, we’ll discuss how to calculate the valuation of your property using Australian terms.
How to Find the Valuation of Your Property Read More »
While this inst necessarily new news, more and more banks are opening up their floppy arms welcoming back interest-only investor loans. Is wasn’t very long ago that all had seemed lost in this space… extra pressure from APRA to clear the Interest-only investor loans from the banks books only gave the banks a free ride
Interest-only investor loans up to 90% LVR Read More »
Finally, we are here… The Australian Prudential Regulation Authority or APRA as they are commonly known have all agreed to release Australians from a tight grip on the struggling mortgage industry by advising all lenders big and small that they can change the way they assess customers’ ability to meet repayments. A few months ago
Lower Assessment Rate Read More »
Just received an email today advising me of a fantastic offer from one of my many lenders for first home buyer’s! First Home Buyer’s that apply during the campaign period are eligible for: A special 2-year rate of 3.68% p.a. (comparison rate 3.77% p.a.) on Fixed Owner Occupier Principal and Interest loans with up to 90% LVR
First Home Buyer Special Offer! Read More »
The Reserve Bank of Australia decided to once again leave the official cash rate unchanged at 1.5%. That is now two years since the last cash rate move. I’d like to share the recent rate announcement and my thoughts on why the Reserve Bank of Australia has made this decision. With a combination of factors
RBA Cash Rate Remain’s the same…. Again! Read More »
Against a background of an expanding populace, the Australia housing market is neglecting to keep up, with the quantity of private developments waning. Referring to late figures from the Australian Bureau of Statistics, The New Daily announced that there was a 3.3% decrease in private development in the previous a year prompting December 2017. Commsec
Is Australia’s housing market at risk of housing under supply? Read More »
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