RBA • Interest Rates • September 2026 RBA Interest Rate September 2026: Are Rates About to Rise Again? RBA interest rate September 2026 speculation is building quickly. Australia has already had three cash-rate increases this year, yet financial markets are again assigning a meaningful chance to another rise at the Reserve Bank’s meeting on 28–29
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Falling Property Prices • Home Equity • Refinancing Falling Property Prices: What They Actually Mean for Your Home Loan Australian property prices are falling again, with Sydney and Melbourne leading the recent declines. But a lower property value does not mean the same thing for every homeowner. If you are staying put and comfortably paying
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Home Loan Rates 2026 • Refinancing • Bank Competition Your Bank Raised Your Rate — So Why Are Lenders Cutting Rates for New Customers? Home loan rates in 2026 are doing something that looks completely backwards. Existing borrowers have absorbed the RBA rate rises, yet lenders are also cutting selected rates to attract new customers.
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First Home Buyers • Housing Market • August 2026 First Home Buyers in 2026: Are Investors Finally Stepping Back? Something interesting is happening in Australian home lending. Mortgage activity has slowed, investor borrowing has fallen sharply, and first home buyers are proving more resilient than many expected. In Victoria, the change is even more noticeable.
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Australian Mortgages • August 2026 • Home Loan Market Home loan applications are falling. But what exactly did the banks expect? Home loan applications are falling sharply across Australia, with the country’s major banks reporting significant declines in new mortgage applications. NAB is down around 15%, CBA around 15%, ANZ around 12% and Westpac around
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RBA Update • August 2026 • Home Loans The RBA hit pause — but it hasn’t hit reverse. On 11 August 2026, the RBA cash rate was left unchanged at 4.35%. For mortgage holders, that’s certainly better news than another increase. But borrowers shouldn’t mistake a pause for the end of Australia’s interest-rate cycle. Inflation
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Loan Location • Property Market • Auction Results Auction clearance rates are rising — but this still doesn’t look like a property market boom Australia’s preliminary capital-city auction clearance rate has climbed to an 11-week high. That sounds bullish until you look at what is happening underneath it: clearance rates remain historically soft, auction volumes