Falling Property Prices • Home Equity • Refinancing Falling Property Prices: What They Actually Mean for Your Home Loan Australian property prices are falling again, with Sydney and Melbourne leading the recent declines. But a lower property value does not mean the same thing for every homeowner. If you are staying put and comfortably paying
Falling Property Prices: What They Mean for Your Home Loan Read More »
First Home Buyers • Housing Market • August 2026 First Home Buyers in 2026: Are Investors Finally Stepping Back? Something interesting is happening in Australian home lending. Mortgage activity has slowed, investor borrowing has fallen sharply, and first home buyers are proving more resilient than many expected. In Victoria, the change is even more noticeable.
First Home Buyers 2026: Are Investors Stepping Back? Read More »
RBA Update • August 2026 • Home Loans The RBA hit pause — but it hasn’t hit reverse. On 11 August 2026, the RBA cash rate was left unchanged at 4.35%. For mortgage holders, that’s certainly better news than another increase. But borrowers shouldn’t mistake a pause for the end of Australia’s interest-rate cycle. Inflation
The RBA Hit Pause — But It Hasn’t Hit Reverse Read More »
Loan Location • Property Market • Auction Results Auction clearance rates are rising — but this still doesn’t look like a property market boom Australia’s preliminary capital-city auction clearance rate has climbed to an 11-week high. That sounds bullish until you look at what is happening underneath it: clearance rates remain historically soft, auction volumes