Home loan

Home loan applications falling in Australia as major banks face a mortgage market slowdown

Home Loan Applications Are Falling — But What Did the Banks Expect?

Australian Mortgages • August 2026 • Home Loan Market Home loan applications are falling. But what exactly did the banks expect? Home loan applications are falling sharply across Australia, with the country’s major banks reporting significant declines in new mortgage applications. NAB is down around 15%, CBA around 15%, ANZ around 12% and Westpac around […]

Home Loan Applications Are Falling — But What Did the Banks Expect? Read More »

RBA cash rate August 2026 held at 4.35% and what it means for Australian home loans

The RBA Hit Pause — But It Hasn’t Hit Reverse

RBA Update • August 2026 • Home Loans The RBA hit pause — but it hasn’t hit reverse. On 11 August 2026, the RBA cash rate was left unchanged at 4.35%. For mortgage holders, that’s certainly better news than another increase. But borrowers shouldn’t mistake a pause for the end of Australia’s interest-rate cycle. Inflation

The RBA Hit Pause — But It Hasn’t Hit Reverse Read More »

First home buyers holding house keys outside their new Australian home after using a low deposit home loan

Liberty Joins the 5% Deposit Scheme — But Does It Mean Bad Credit Is Accepted?

First Home Buyers • 5% Deposit Scheme • Liberty Financial Liberty has joined the 5% Deposit Scheme — but does that mean bad credit is accepted? Liberty Financial has become the first non-bank lender to join the Australian Government 5% Deposit Scheme, giving eligible buyers another potential path into the property market. However, the announcement

Liberty Joins the 5% Deposit Scheme — But Does It Mean Bad Credit Is Accepted? Read More »

Scroll to Top